MS&AD Insurance Group

The Group's network extends to 48 countries and regions. Particularly in ASEAN, we are a global company with the No. 1 position (in 2022) in total premiums written. We are developing our business by leveraging the strength of our network in 48 countries and regions around the world, including Asia, where we have a top-class business foundation.

1) Domestic Non-Life Insurance Business
We will fully respond to diverse customer needs throughout the Group, which has the No.1 share of the domestic non-life insurance market. We will develop and provide attractive products and services suitable for our diverse sales and customer base.

2) Domestic Life Insurance Business
Two life insurance companies with different characteristics within the group will leverage their strengths to develop protection-type products and asset-formation-type products. We will provide attractive products and services by leveraging our expanded sales base and cross-selling with non-life insurance as the core of sales. In the field of individual annuity insurance, we have established our position as a leading company through our unique product development capabilities.

3) International Business
The Group's network extends to 48 countries and regions. In the ASEAN region, we are the No.1 non-life insurer in terms of gross premiums written in the region.

4) Financial Services Business
We demonstrate our comprehensive strength as an insurance and financial group by developing and providing new financial products and services. We are developing our business in a wide range of areas in the financial and capital markets to meet increasingly sophisticated needs.

5) Digital Risk Related Services Business
We develop global risk solution service business and create synergy with insurance business. We provide non-insurance services that contribute to risk solutions for our customers.

We are also highly evaluated in market capitalization and various international indexes across the world. Standard and Poor's (S&P) has rated us an “A+” rating.